May I find the loan tenure and amount for my loan?

May I find the loan tenure and amount for my loan?

What’s going to function as tenure for availing phone that is mobile EMIs?

Tenure regarding the loan hinges on the brand that is chosen item. Typically, the tenure of cellular phone on EMIs varies between 3–24 months

Where am I able to purchase cell phone on EMIs from Residence Credit?

Residence Credit Asia is currently contained in 179 metropolitan areas while having partnered with increased than 20,000 merchants during these areas. Click on this link to look at a number of towns.

We now have various loan choices centered on item groups, price and model, which can help you select the mortgage quantity and tenure according to your requirement.

Is Gift Pay applicable in instance I go for Payment getaway inside my loan term?

Yes, Payment getaway does not have any effect on Gift Pay. Re re re Payment getaway will expand your loan term by per month, and also you must make sure which you spend your entire instalments on or ahead of the deadline.

What’s the present Pay offer given by Residence Credit Asia?

Present Pay is that loan offer for choose services and products, where in fact the final EMI is waived down if customers pay all past instalments on or ahead of the deadline.

Is present Pay offer applicable just in case We choose for re re payment vacation within my loan term?

Yes, no impact is had by the payment holiday service regarding the present offer. The re re payment getaway solution will expand your loan term by per month and you also must ensure which you spend your entire instalments on or prior to the date that is due.

Whenever will my loan agreement conquer if we pay all my instalments on time, with Gift Pay?

The mortgage agreement shall be immediately completed six times following the re payment of your second-last EMI.

Do you know the Value Added Services available with cellular phone on EMIs?

Home Credit Asia provides you with the chance to choose for three Value Added Services with cellular phone on EMIs:

  • Secure Pay
  • Cellphone Safeguard
  • Extended Warranty

Do you know the benefits provided by Safe Pay?

It really is a bundled service that provides Payment Holiday, Early Foreclosure and term life insurance advantages.

Re Payment Getaway

This center enables you to postpone your installment that is thirty daysly by month. Clients meet the criteria to avail Payment getaway right after paying the initial two EMIs on or ahead of the date that is due. The service can twice be used through the loan term, with one or more EMI having been compensated between two solutions. The mortgage term increases by one thirty days each and every time this solution is employed.

Free Early Repayment

Customers can foreclose the mortgage any moment through the loan term without having any extra fees. Points to consider before availing this solution:

  • The client ought not to be delinquent.
  • The request should always be raised at the least 5 times before the deadline in case EMIs are compensated through Direct Debit mode. Clients having to pay EMIs via other re re payment modes can boost the demand any moment prior to the date that is due.

Term Life Insurance

Get a term life insurance for 1.5 times the mortgage add up to protect loan obligations arising away from unexpected circumstances such as for example death because of accidents, disease and normal factors. The loan’s outstanding principal will be settled first, and then the remaining amount will be given to the nominee during the claims process.

Just how can the Safe is claimed by me Pay insurance amount?

Please deliver a copy of this death certification to and point out the customer’s name, loan account quantity and telephone number within the topic line. You need to share the person’s that are insured certificate, insurance coverage application along with other necessary documents utilizing the company to process the claim.

The claim procedure is explained at length on our Cellphone App and internet site.

Do you know the advantages provided by Cellphone Safeguard?

Cellphone Safeguard assists you protect your cell phone from accidental breakage or fluid harm in the initial 12 months of purchase.

  • Hassle-free fix of mobile phones in the event of accidental breakage or fluid damage
  • Complimentary delivery and pick-up for repairs, at your convenience
  • Entirely repairs that are cashless
  • Complete repair of cellular devices as much as invoice value
  • One-call or 24/7 online repair request enrollment
  • Two fix needs through the plan duration, with every demand getting settled in a maximum of 14 days that are working
  • Like-to-like replacement in the event the device that is mobile be fixed

How to avail the huge benefits made available from Cellphone Safeguard plan?

In case there is smart phone breakage, follow this easy process that is 2-step your unit working once again:

  • Step 1: join a fix demand within seven days, making use of certainly one of numerous stations given by the supplier (please relate to the security certification for contact information).
  • Step two: Submit the mandatory documents and spend the necessary service charge.

Post re re re payment and distribution, the ongoing company will:

  • Schedule and grab your device that is mobile for
  • Repair your mobile unit at one of y our authorized solution facilities
  • Dispatch the mobile unit straight back for your requirements, all within 14 business days

Please make reference to the item catalogue for detail by detail stipulations.

If you don’t get any quality from our partner, it is possible to compose to us at so we shall return within 48 hours.

Which are the benefits made available from warranty?

This solution provides protection that is additional your cell phone beyond the manufacturer’s guarantee. This solution begins after your maker warranty gets over.

  • Manufacturer’s warranty + 12/24 months of extra security
  • Truly cashless process with no concealed expenses
  • Hassle-free fix request procedure
  • One-call or 24/7 online repair request registration procedure
  • totally totally Free at home repairs, foundation customer’s convenience
  • Repairs through authorized solution community specialists

Please relate to the merchandise catalogue for detail by detail conditions and terms.

Just how can a claim is raised by me when it comes to benefits provided by warranty?

Follow these steps that are simple raise a claim:

  • Action 1 – Report the presssing issue to your supplier within seven days (please reference the security certification for contact information)
  • Action 2 – Upload invoice
  • Step 3 – Schedule a scheduled appointment for technician check out, according to your convenience
  • Action 4 – Verified professional visits depending on visit